Retirement

Saving for retirement means balancing income for later with the money you need today. It starts with understanding what you already have and where you might want to add more. This section explains those choices in plain English.

You will also find guides to retirement saving in the Netherlands, including how a lijfrente works. We explain tax treatment, access to your money and points to check if you have lived or worked abroad. Dutch rules are identified clearly, because pension arrangements differ between countries.