Business
Running a business means keeping track of both what you earn and when you get paid. Those numbers can tell different stories. This section explains bookkeeping, cash flow and business taxes through familiar situations from small businesses.
Find out what records to keep, why a profitable business can still run short of cash, and how a simple routine can help you spot problems earlier. Where a guide covers Dutch requirements, we explain which rules apply in the Netherlands.

A Car for Your Dutch Business: Keep It Private or Put It on the Books?
Putting a car through your Dutch business does not make it free. Understand the choices, deductions and private-use rules, then compare the full cost.

Profit and Loss Statement: What Is Your Business Really Earning?
A busy business can still earn less. Follow a small studio from sales to profit and see what margins, running costs and the owner’s…

How to Read a Balance Sheet Without Getting Lost in the Numbers
A balance sheet shows what a business has and how it is financed. Follow a customer payment, a loan and an equipment purchase to…

The Dutch Hours Criterion: Which Business Hours Actually Count?
Client invoices show only part of the work of running a business. Learn which hours count for Dutch tax deductions and how to keep…

Dutch VAT Explained: How Much of an Invoice Is Yours?
A paid invoice includes money that may belong in your next VAT return. Follow the amounts through a Dutch business and see what is…

Freelance Insurance: Which Risks Can You Afford to Carry?
Insurance starts with the losses you could not comfortably cover yourself. Compare income protection, liability and cash reserves, with Dutch arrangements explained.

Business Solvency: What Your Equity Ratio Really Tells You
Your equity ratio shows how a business is financed. See how losses and borrowing change it, and why a healthy percentage cannot replace a…

Starting a Business in the Netherlands: Can You Deduct Earlier Costs?
Your business may cost money before it earns anything. Here is how to assess earlier expenses, VAT and equipment under Dutch tax rules.

Small Business Bookkeeping: A Simple Routine That Keeps You in Control
A simple bookkeeping routine helps you follow payments, find missing records and understand your business. Here is where to start.

Making a Profit but Running Out of Cash? Here Is Why
Your business can make a profit while its bank balance falls. A cash forecast helps you spot the gap before bills become due.









